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Personal Finance : Business & Finance
U.S. Government Grants for Home Improvement
Home improvement projects can be financed by grants funded by several U.S. government agencies. Homeowners as well as nonprofit organizations in rural and urban communities are eligible for grants to pay for renovating homes and housing structures occupied by low-income families. Supply and equipmen
How to Write a 100-Word Statement for a Credit Report
A credit report is used by potential lenders when they decide whether to extend credit to you. The report alone does not have to be the last word in the decision. The Fair Credit Reporting Act requires credit reporting agencies to allow you to include a 100-word statement with your report. You can u
Purpose of Preparing a Bank Reconciliation
The only way to discover an accurate bank account balance is by reconciling your record of bank transactions with records of the bank. Any errors, missing checks or bank charges are revealed in the reconciliation process.
Can You Collect Unemployment If You Are a Business Owner and Not Drawing a Salary?
Unemployment insurance benefits are paid out to individuals who lose their job or quit for good cause under the state's unemployment laws. Good cause would be a significant change in the employment agreement like not being paid for work performed. Business owners might be able to draw unemployment,
Can I Continue to Contribute to 401(k) After a Hardship Withdrawal?
The Internal Revenue Service allows an employer offering a 401(k) plan to its employees to choose whether it will contribute to the retirement accounts established for its employees. The IRS also permits an employer to decide if an employee may seek a hardship withdrawal from his account. If an empl
Disney/Pixar Grants for Art Students
The Disney/Pixar corporate relationship in visual and performing arts has created some of the best known animated movies in recent memory, including "Toy Story," "The Incredibles" and "WALL-E." To create these masterpieces in animation, both companies are diligent in hiring and supporting the best a
The Average Hourly Pay for a Medical Records Supervisor
Medical records supervisors are health information technicians who assume the additional responsibilities of directing and supervising the day-to-day operations of a medical records unit. They may supervise a staff of medical records technicians and clerical workers, and they typically report to a h
How to Raise Money for a Rural Library
When budget cuts occur at the federal and state level, it affects public services across the board, from city halls to libraries. Unfortunately, when funding is reduced, libraries are left to find additional sources of funding on their own. Raising money for rural libraries is particularly hard, as
How to Know If Illinois Unemployment Has Been Exhausted
If you are unemployed and relying on unemployment benefits to meet living expenses in Illinois, it can be terrifying if you do not receive your weekly deposit from the state. Occasionally there can be a delay in processing due to computer malfunctions, or if you are changing from state benefits to a
Credit Information on Hard Inquiries
One of the main purposes served by credit reports is telling creditors whether you are likely to repay a new loan or account. Lenders judge you by your past and present payment performance and current account balances, and they also consider the number of applications you filled out recently. All of
How to Fight Inflation When You Have a Fixed Income
Inflation is the bane of those on a fixed income. You have to make do with the limited funds that you have, but inflation erodes your purchasing power. However, there are ways to fight inflation when you have a fixed income. Take the time to be smart about your money. If you invest wisely and reduce
Social Security - Death of Spouse Recipient
When a loved one passes away, you may be eligible to receive benefits from Social Security. The amount that you are entitled to receive is determined by the amount of money the decedent had paid into Social Security, the credits that they incurred, the age of the decedent, qualified children and dep
Turn Down the Heat to Turn Up the Savings
I'm a sunshine-loving California girl. So it should come as no surprise that this winter thing is a little hard for me to stomach. It's freezing cold in the mountains where I live and though ...
How to Calculate Ratios in Finance
Ratio analysis is among the most pervasive tools in the investor's arsenal. Bankers, accountants, executives, investors and analysts all use financial ratios to gauge the financial success of a firm and compare it its peers. Those comparisons are made easier by a host of standard formulas that are t
How to Cut a Grocery Bill
Shopping for groceries is not most people's favorite task. A necessary evil, grocery shopping is a part of everyone's life. Perhaps the least favorite part of grocery shopping is checking out and hearing the total. With a few tricks up your sleeve, you can cut your grocery bill drastically.
Scholarships for Pilot Training
Education costs continue to increase for all students, regardless of their discipline. It is no different for aspiring pilots, who, depending on the type of license they are training for, can spend up to $35,000. In order to support such aviation students, various organizations have established scho
Food Assistance Programs in Kansas
A number of resources in Kansas offer food assistance. Generally, you must meet income guidelines to receive services; however, since the state of Kansas has several food package programs to meet the needs of low-income residents, if you earn too much to qualify for one program, you may meet income
Pros and Cons of Halifax Equity Release
It is fact that most of the people do plan their finance to sustain their retired life. For this purpose, home equity release is considered as the best option for this purpose. Halifax equity release ...
How to Transfer Money Overseas Online
Whether you wish to send a gift to a family member who lives overseas or your friend studying abroad is running low on cash, getting money from the United States to another country can be surprisingly easy. Perhaps even more important than simplicity is knowing the money you send will arrive quickly
Taxes on Roth Earnings for College
When looking for a source of funds for college expenses, you may find yourself turning to your Roth IRA. You can withdraw money from a Roth IRA for any reason, but if you use it for qualified education expenses, you can avoid the early withdrawal penalty that the Internal Revenue Service charges for