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Personal Finance : Business & Finance

How to Prevent the Repo of a Car

In troubled times, car owners may occasionally find themselves behind on their car payments. While the thought of having your car repossessed can be frightening, there are techniques that can help you get things back on track while keeping your car from the repossession agents. Your efforts will d

Energy Assistance Programs

The Low Income Home Energy Assistance Program and the Weatherization Assistance Program are energy assistance programs offered by the U.S. Department of Health and Human Services and the U.S. Department of Energy. The programs help low-income people pay for heating and cooling costs and provide assi

How to Find Edible Arrangements Coupons

Edible Arrangements creates a wide variety of flower bouquets from fresh fruit. These make colorful, useful gifts -- such as when you host parties or want to send something to cheer up a person who's feeling down. Edible Arrangements has stores around the world, and you also can shop online. If you'

Freedom through 24 Hour Bail Bonds

Plenty of people do not know what to do when they get apprehended and locked in criminal detention facilities. For those who have undergone the severe discomfort of having experienced jail, however, understanding what to ...

Get the Cheapest Electricity Provider in Your Area

One month, your electricity bills are bearable. The next, it almost doubled. You may ask yourself why? Has your electricity consumption pattern changed? Or possibly, your electricity company has increased their electricity rates and you ...

Rules for an Inherited Non-Spousal IRA

Non-spouse inherited IRAs can be managed to effectively shelter heirs from excessive taxation.generationen image by pdesign from Fotolia.comNon-spouses who inherit individual retirement accounts (IRAs) don't have the range of options that spouses do. They cannot contribute money to the...

3 Easy Ways to Stretch Your Budget With One Income

Did you know that the according to the United States Census bureau reports that the median average household income is a little over 50,000 a year? When your family has just one source of cash ...

Safety of Retirement Benefits

If you rely on or expect to rely on a pension from your employer in retirement, your pension may be covered by the Pension Benefit Guaranty Corporation.

What Are the Benefits of Salary Packaging?

Salary packaging, also known as "salary sacrifice," is most common in the United Kingdom and Australia. Salary packaging happens when an employee agrees to give up a portion of his wages in order to receive some sort of other benefit.

Facts About Government Grants

The United States government offers a helping hand when you need financial assistance. Government grants are monetary awards issued by the federal government. Typical recipients include non-profit organizations, schools and local and state government agencies. Grants are available for a variety of t

IRA Simple Limits

Saving incentive match plans for employees (SIMPLE) individual retirement accounts (IRAs) get contributions from both employees and their small employers. The Internal Revenue Service (IRS) limits annual contributions from both parties since they are 100 percent tax deductible.

Get Better Return on Carbon Credit Investments

The term 'carbon credit' is found to be one generic term explaining any tradable certificate or permit showing the right to emit one tonne of carbon dioxide or the mass of another greenhouse gas with ...

Financial Help With Daycare

For many families, daycare can take a significant amount of money out of your monthly income. Unfortunately, in order to work, daycare is often a necessity. When facing economic difficulty, you may need financial help with daycare, which is provided through state and private assistance programs. Whe

How Do I Mortgage a Property?

If you are in the market for real estate, be it residential or commercial, you will probably need to get a mortgage. A mortgage is a loan from a bank for the majority of the purchase price, typically 80 to 90 percent. You will have to pay the remainder, called the down payment, by cash or cashier's

IRS Rules for Interest on Savings Accounts

Interest income must be reported on your taxes.tax forms image by Chad McDermott from Fotolia.comThe Internal Revenue Service (IRS) enforces the rules for federal income taxes, which includes interest income. Interest refers to money paid to you for letting someone else use your money....

Summary of Forex Broker Best EToro

Forex Trading is a platform that is a very nuanced approach to get through a professional trading experience. eToro can guarantee you the safest and easy method of investment procedures. It is the largest network ...

How to Qualify for Senior Subsidized Housing in Texas

Even if you've managed to save for retirement, finding affordable housing as a senior in Texas can be challenging. Financial and age issues must be taken into consideration when going through the application process that will determine your eligibility. You must also submit proof of citizenship or l