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Personal Finance : Business & Finance
How Long Does It Take to Get Money From Welfare?
The United States welfare program incorporates a number of services, such as medical, basic needs, cash and food assistance. The initial application requires a determination process, which involves the review of an applicant's documentation and an interview. The number of applications agencies recei
What Are Three Types of Interest Rates?
The type of interest rate attached to your car loan, mortgage or student loan can dramatically change the amount of money you pay back on the principal: the original amount borrowed. Understand the calculations of some key types of interest rates to make wiser investment and borrowing decisions.
How Foreclosure Effects Credit Score
Credit scores play a large role in American society. Lenders, employers and insurance companies may use your credit score to determine if they want to do business with you. It's important number that all consumers should keep an eye on.
Can I Return a Car After Buying it?
Cars typically are not cheap purchases; even used cars can cost several thousand dollars, and the most expensive new models top six figures. Often after putting such a large amount down on a vehicle, people experience buyer's remorse and want to return the car they've purchased. Unfortunately, in mo
MTC Global Group An Introduction to China's economy
The unsavoury episodes of China's economy For the better part of 2011, my concerns about China's economy were constantly aggravated by depressing stories of entrepreneurs committing suicide or emigrating to the western world in droves. ...
Converting Attic Space into Living Space
As the economy shakes into a frenzy, we are forced to scrimp and save in every way that we possibly can. If your space is becoming increasingly cramped, and for this reason you are considering moving, think again. You can maximize your space by converting your under-utilized attic space into much ne
Security Features of Checks
Fraudulent checks cost consumers a lot of money.Andrew Bret Wallis/Brand X Pictures/Getty ImagesBanks and financial institutions use different companies to print their checks. Each company utilizes its own security features. While some use similar security measures, others go above and...
2009 First-Time Homebuyer Credit Extended and Expanded
Homebuyers who purchased a home in 2008 or 2009 may be able to claim a generous tax credit. Initially, this tax credit was to expire on November 30, 2009, but it has since been extended and expanded by Congress. The tax credit extends the deadline to purchase and close on a new home to June 30, 2010
How Does an IRA Rollover Work?
Time LimitsA rollover contribution refers to an individual contributing money to a second retirement plan that was taken out of an existing qualified retirement plan or IRA. A rollover is typically a tax-free transaction as long as the contribution to the second IRA is made by the 60th...
How to Fix Your Credit Rating When It Is Wrong
One of the most frustrating experiences a person can endure is finding an error that negatively impacts his credit score. The good news is that anyone can take steps to correct the error, but the process requires determination, persistence and patience. While no one can legally remove accurate and t
The Best Way to Send Money to an Overseas Sailor
Sending money to a sailor stationed overseas can be a bit of a hassle if you don't know where to start. There are many banks and institutes that offer this service, but sometimes even they don't even know how to process the request if the destination is an unusual place. There are some ways that are
An Introduction to Prepaid Debit Cards
Pre-paid debit cards can be the brand new thing in your wallet. They will treat your budget and finances better than regular credit cards will. Plus, they're just more hip to use. You don't have ...
How to Open an Online Stock Account
The Internet has made it easy for people to invest in the stock market. There is no longer a need to seek out a professional stockbroker locally since you can open an online stock account. You should have a good deal of knowledge about the stock market before you decide to open an account. An online
How to Extend the Lease on a Nissan
When you lease a new vehicle at a local Nissan dealership, the financing goes through Nissan Motor Acceptance Corporation, or NMAC. As your lease period draws to a close, you will get communication in the mail from NMAC to remind you that the lease period is coming to an end and to let you know of y
Who Determines Interest Rates?
Interest is the price that you pay to borrow money. There is no single person or group that sets universal interest rates. Instead, interest rates are dependent on a number of factors including government policy and supply and demand. Interest rates are significant because they affect the money supp
Frugal Tips for Single Women
Although you may not have children or a spouse to provide for, as a single woman you must still support yourself, and one of the many challenges faced by single people is finding ways to make money go further. Frugal living can be a smart move for single women, especially if you are trying to save f
Scholarships for Ex-Convicts
Ex-convicts are automatically disqualified from receiving federal financial aid. That means that ex-convicts looking to better their lives through postsecondary education must either finance their educations completely on their own or find alternative sources of money. Fortunately, private scholarsh
How to Learn a Financial Calculator at Home
Financial calculators can be invaluable tools for both investors and professionals. They can allow investors to quickly determine the viability of an investment by measuring its return on capital, while performing numerous other functions for professionals in many areas of finance. They can break do
Household Budget Guide
Stress makes it hard to sleep at night when your financial life is spiraling out of control. No matter how much or how little money you have coming in, you must pay close attention to your income and expenses to get and keep firm control of your dollars. A few basic concepts and budget tools will he