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Bankruptcy : Business & Finance
How the New Laws Changed Bankruptcy
The decision to file for bankruptcy is never an easy one to make. Seeing as it can affect not just your life but that of your family, it's important to be certain you're choosing the right type of bankruptcy, at the right time. Due to the Bankruptcy Abuse Prevention and Consumer Protection
How to Stop a Wage Garnishment in Pennsylvania From PHEA
Stopping a wage garnishment from the Pennsylvania Higher Education Assistance Agency is extremely difficult if the agency has already sent you a 30-day wage garnishment notice but it is possible. Stopping the collections process before garnishment is the ideal solution but if it is already too late
How to File for Bankruptcy - Steps to an Easy Petition
When people think about filing for bankruptcy, one of the most intimidating aspects is all the paperwork involved in the process. With the passage of the 2005 amendments to the federal bankruptcy laws, a whole stack of documents must be filled out and submitted to the courts in order for the case to
Understanding the Creditor's Rights Related to Bankruptcy
Filing for bankruptcy by a debtor does not mean that there is no way to recover a claim. Get an attorney's help to know the creditor's rights in the case.
Does a Billing & Coding Career or a Medical Transcription Career Offer Better Pay?
A career in medical billing and coding is quite different from one in medical transcription. Medical coders are responsible for maintaining all paperwork, including exam results, billing information and insurance data, on patients. They also assign codes to diagnoses that help determine how much a p
Buying a Car When Considering Filing Chapter 7 Bankruptcy
Many people going through a Chapter 7 Bankruptcy often have unanswered questions. The laws surrounding bankruptcy have changed over the years and can even differ from state to state. The best advice for an individual that has any questions or concerns is to always run it by their bankruptcy attorney
Advice on Loans
Waiting for a lender to approve your loan request can prove frustrating. But having your personal finances and credit in order beforehand can eliminate some of the stress of getting a loan. Know what lenders expect from you and familiarize yourself with lending requirements.
Filing Bankruptcy - The Process and What To Expect
Filing for bankruptcy can be a long and tedious procedure, with mountains of paperwork to overcome and a lot of hassles to face. Once you've decided that bankruptcy is your only option to financial freedom, what can you expect?
Personal Bankruptcy Kitchener - How To Turbo Charge the Bankruptcy Process
Everyone who files personal bankruptcy worries about getting back on track.This article discusses how to "turbo charge" the bankruptcy process to get through it painlessly, and get back on track financially when the bankruptcy is finished.
Debt Recovery Rules
Recovering from debt requires following some rules.Debt concept - cutting a credit card image by Sophia Winters from Fotolia.comIf you have found yourself overwhelmed by debt, you may have taken the necessary steps to get your debt under control and start on the road to recovery. Debt...
How to Pay Off Bills Without Bill Consolidation
You might be considering bill consolidation because you have a large number of debt payments every month. If you are like many people, you don't have a systematic plan to get out of debt and this lack of focus means you are probably trying to pay off too many of your debts at once. The debt-snowbal
Benefits of High Mast Lighting
You could save money with high mast lighting.lights on in daytime image by jimcox40 from Fotolia.comHigh mast lighting on your business property can make parking lots or high-traffic open areas safer. This type of lighting is gaining more use in the private sector after it was originally...
What Type of Consumer Bankruptcy Allows the Debtor to Repay Their Debts on a Payment Plan?
Chapter 13 bankruptcy allows debtors a chance to repay their debts through a payment plan. This type of bankruptcy is more of a reorganization program that helps the debtor pay back all or a portion of what is owed to creditors. A judge approves a Chapter 13 bankruptcy and payments are then organize
Chapter 7 Bankruptcy Questions Answered
Have you recently gone through a chapter 7 bankruptcy? Are you considering filing for bankruptcy? If so, you likely have a lot of questions and concerns. This is completely normal, and in fact it is ...
Before Filing Bankruptcy, Get an Overview of the Pros and Cons
People who are not knowledgeable about the bankruptcy law, seem to jump into conclusions and feel redemption. They are thinking that because they knew about their neighbors discharge of debts because they filed bankruptcy, they will also have the same fate. This is a very wrong notion about the bank
Being Harassed by Collection Calls? Thinking of Filing For Credit Card Bankruptcy - Read This First!
Credit card spending is the major focus in every debt management course because of its nature - it is unsecured. This means that the credit card is very easy to abuse because you can purchase anything under the sun with it; without cash down or collateral attachment. It is considered the most danger
Retirement Savings and Bankruptcy
Bankruptcy is terrifying, especially for those nearing retirement. Current bankruptcy law allows you to keep pensions, 401k and other retirement plans with a few exceptions. Other aspects of retirement planning can be affected by bankruptcy, so it is a good idea to go over these regulations in detai
How to Check to See if Your Bankrupty Was Dismissed
Once you have filed a petition for bankruptcy, the court may dismiss your petition for a number of reasons, such as if you delay sending in needed paperwork or you fail to pay the necessary fees. When a bankruptcy is dismissed, your creditors can start collection activities, including phone calls, l
Being Bankrupt Will Put You In These Situations
The most common example of this happening is when the amount of bills is more than your monthly income. This is a negative cash balance for you. Many people find the experience scary and life-threatening. Filing for bankruptcy is often the last resort people have to take. Not only financial health i