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Bankruptcy : Business & Finance
Filing Bankruptcy Online Without a Lawyer is Not a Good Idea
One thing I've never understood is why some people insist on going it alone.No matter how difficult the situation may be, they feel that they have to prove something to themselves and to their loved ones by not seeking assistance from professionals.This is usually a foolish attitude to have whe
Debt Consolidation Vs. Home Equity
Paying off your credit cards can be a struggle. Even if you routinely make the minimum payment, you'll find that after several months you have hardly made a dent in the amount owing. There is a way out. If you have a credit score that satisfies the lending institution and enough home equity, you can
Good Reasons To Not File Personal Bankruptcy
When most people are overwhelmed by large debt, one of the first things that comes to mind is to file personal bankruptcy to get some relief. But as this article outlines, bankruptcy is frequently not your best or only option.
Filing Chapter 7 Bankruptcy and Debts
According to statistics from the United States Courts, there were over one million United States non-business filings for chapter 7 bankruptcy in 2009. Chapter 7 bankruptcy is considered a last resort for handling debts and should not be entered into lightly or without the advice of a financial advi
Credit Card Debt Bankruptcy - Why File Bankruptcy When There Are Better Debt Relief Options?
When it comes to credit card debt bankruptcy, several people attempt to file insolvency to get free from debts without even realizing or seeing the negative consequences of this action. In fact, you may not even be able to identify why credit card debt bankruptcy ought to be your very last choice to
How Bankruptcy Works Step-by-Step
Bankruptcy is a legal procedure that takes place in a federal district bankruptcy court in front of a federal judge. The exact procedure varies depending on whether you file Chapter 7 or Chapter 13 bankruptcy. The effects of bankruptcy also vary depending on which chapter you file. Generally, the in
Can a Collection Agency Out of State Contact You Concerning a Debt?
As recently as 50 years ago it wasn't uncommon for debtors to discover a collector at the door demanding payment. While a local creditor or debt collector may still attempt to collect unpaid debt in person, technological advances and the computer age have made it possible for debt collectors to reco
Bankruptcy Help & Information
People turn to bankruptcy when they have no other financial options. Although the negative blip on a credit report steers many away, others drowning in debt need some relief and help. People can file alone, but help in the form of a lawyer or a nonprofit organization gets people through the roughest
When Should You File For Bankruptcy?
Even when you are riddled with debt with no hopes of surfacing smoothly on the horizon, you think before opting for bankruptcy. One has to be completely sure before filing for bankruptcy, and consider all the outcomes of their decision. What are the conditions when filing for bankruptcy?
New York Bankruptcy - Repay Debts Under Court Protection
New York bankruptcy laws have considerably checked filing of bankruptcy cases on account of strict federal laws. To file a case one has to fully satisfy the authorities that he has no assets to pay back the debt and therefore is left with no other effective option to stop paying interest on the debt
The Bankruptcy Process Isn't Just Financial
There's more to the process than the financial aspect. Bankruptcy will touch many aspects of your life.
Debt Consolidation for Teachers
Teachers struggling to make monthly payments on credit cards and other debts may consider debt consolidation. Debt consolidation pays off a variety of obligations, resulting in one monthly payment that's lower than the individual monthly payments. The California Teachers Association recommends that
How to Battle Credit Card Bankruptcy
Sometimes, credit card debts just become way too big for one to be able to pay them off on time. Although it should only be a last resort, filing for credit card bankruptcy is the best solution to get out of this financial mess.
Why Hiring a Bankruptcy Lawyer is the Good Idea
Hiring a lawyer for a Michigan bankruptcy is a difficult idea for some to grasp especially in times of financial peril. This article explains the basic reason most folks hire an attorney when filing in Michigan.
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Pros and Cons of Bankruptcy
There are so many reasons why and why not you need to consider filing a personal bankruptcy. In this article we take a look at some of the most important reasons why you should or should not consider filing for bankruptcy.
Does My Spouse Need to File for Bankruptcy If I Do?
Married couples can file for bankruptcy separately, but deciding if this is the best decision for your finances requires examining your financial situation. A couple may choose to file together, but there is no law requiring them to do so. You are not required to inform your spouse that you are decl
What Does a Trustee Do in a Chapter 13 Bankruptcy?
If the court approves your Chapter 13 filing, you will be assigned a trustee. He is the person with whom you will have a lot of contact with. But what does he do? What is his role?
Eligibility Requirements In Bankruptcy
The bankruptcy process is full of rules and requirements that are meant to protect both the consumer and the system from abuse or fraudulent filings. The nature of the process can often confuse and overwhelm people when they begin considering filing. Getting to know a little bit about how the proces
\"Legal Procedures to Help a Person or a Company "
"Bankruptcy litigation is the lawful process to obtain the debt relief by a bankruptcy court. Article 1 section 8 of the constitution deals with the laws of bankruptcy. Bankruptcy is either voluntary or involuntary; voluntary ...