It seems that the stock market is continuing its downward trend.
With the Troubled Asset Relief Program having spent $700 billion dollars and the recently passed stimulus package being worth another $800 billion and perhaps $300 billion for a homeowner bill, the government looks to be ready to spend nearly $2 trillion dollars.
Wall Street gets worried when the government is seemingly wants to print money to get its way out of trouble.
And with an additional request for $30 billion dollars for AIG after their 4th quarter losses that exceeded $60 billion dollars the downward spiral continues.
So where do average Americans go to put their money away in times of trouble? During the Great Depression many families were able to survive and make ends meet by doing something that most Americans in the new millennium would never be able to do.
The families in the depression used the cash values of their whole life insurance policies to not only sustain their families but to prosper as well.
While banks were failing and people didn't have ready access to their savings accounts, anyone with a whole life policy was able to get the money they needed within a week or two.
And while hundreds of banks failed during the depression, not one life insurer failed to pay a claim or a request for cash values.
Today, as stock values drop like a stone off a cliff because of derivatives and speculation, the stability and strength of old line life insurers show that sometimes the old-fashion ways are the often the best.