How to Apply for Short Term Disability in Florida
- 1). Check with your employer to see if the company you work for offers group insurance. Most larger companies in Florida do. Add short-term disability insurance to your coverage at work and have the payments deducted from your paycheck.
- 2). Obtain short-term disability coverage insurance from a carrier you trust, if you employer doesn't offer it. Short-term disability insurance will cover your lost income during the time that you are ill, injured or are recovering from having a baby. Each insurance provider has a slightly different disability package so shop around before making a decision.
- 3). Press your insurance carrier for short-term disability pay as soon as you've been injured. Short-term disability begins paying immediately if you've been in an accident. If you've been ill, had a baby or had surgery, short-term disability will generally begin paying within a week or two of the event.
Source...