Before You Consider Bankruptcy Protection for Card Debt Shouldn"t You Consider the Other Options?

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When you consider bankruptcy protection for credit cards or other unsecured debt, don't you think it might be wise to spend a couple of hours looking at your situation and considering other options available to you? Every individual has what they believe to be a unique set of circumstances but are you really that different from 48 million people in the United States with serious card problems? Think about this; all those people didn't do dumb stuff that got them into financial trouble.
You can listen to all the media telling you about your overspending and other catastrophic financial decisions you have made but there are two sides to the coin so it is not "heads, they win and tails you lose" any more.
If you truly want to know what some of your options are, how you've been misled through your entire financial life and what you can do about it then you're in the right place.
Now most people hate history lessons but you have managed to learn many historical facts over the years and like most individuals those facts are all scrambled up in your head like little parts of a puzzle waiting to be put together and reveal to you a picture that will change your thinking and actions for the rest of your life.
Now you've been warned that the information you're about to look at which you already know to be factual is life changing so like they say in a UFC cage match "let's get it on!" To begin your head rattling financial education use the search term "the gig is up--money, the Federal Reserve and you" to start getting all the little pieces of the puzzle together.
This eye-opening history lesson was presented at The University of Colorado School of Law, on December 4, 2008 by a young constitutional attorney who has been putting these historical pieces of the puzzle together for many years.
Having knowledge of these historical facts will lay the groundwork for other options readily available to you but even the experts have been left in the dark about these matters.
If you watched the gig then you know beyond a shadow of a doubt that every politician lives in mortal fear of big money and they are virtually powerless to do anything about it.
Why fight the system when lobbyists do your thinking for you, tell you which way to vote on an issue and keep you under their financial umbrella assuring you that you will never have financial problems again? You on the other hand are a small fish that has swallowed the bait and are now hanging by your lip over the bankruptcy barrell waiting to have your possessions stripped from you and your financially lifeless carcass thrown into the abyss of second-class, worthless and shunned citizenship.
The good thing is, you're not afraid because you've just learned how the system works.
The fear that has dominated your life is now a thing of the past because you understand.
The curtain has been lifted and the bankers scheme revealed! Use search terms such as "the Chicago debacle" to see how 5 million credit cards were randomly dumped on this city at Christmas with the ensuing melee that followed or "Frontline--the credit card game" to listen to a modern-day credit engineer explaining the strategy he used to keep people paying for 20 years on a $500 purchase.
Now that you know how you and the other 48 million people arrived at the bankers gallows is time to learn your options and walk away from your alleged debt free and clear owing nothing to a banker who used your account information to perpetuate an even larger and more dangerous scheme.
You were forced to stop paying your credit card when the bankers scheme exploded and the economy came tumbling down.
The bank, having lost nothing, closed your account, took a tax deduction for an alleged loss after six months of nonpayment and then as a slap in your face sold your account information to a brokerage company.
This large brokerage company then sold small amounts of information to lowly smiling debt collectors wearing dollar marked sunglasses that hope to perpetuate the fraud by coercing money from you using their common fear tactics on those who do not know how the system works.
Yes they had you fooled too and you were scared but now you understand.
Use the search term "FTC debt video" to see how to swat these annoying pests by defeating them when they abuse your rights over the phone and stopping their worthless collection notices before they overload our paper recycling plants.
Some citizens are recording these phone calls and making large amounts of money when their rights are violated.
Use search terms such as "man wins $1.
5 million from debt collector" or "woman sues debt collector wins $8 million" to see the proof.
Answering those collection notices is an absolute must do and your failure to do so will result in an admission of "owing the debt collector" when you owe him absolutely nothing so get out your pen and paper! If they can't prove you owe, you're free to go owing absolutely nothing to anyone.
If you've actually used the search terms and spent about two hours educating yourself then you know bankruptcy protection is not needed because you have discovered at least one other option constitutionally guaranteed to you by federal law and this just scratches the surface of the possibilities available to you.
If your mouse has not exploded or your Internet connection terminated due to nonpayment, you'll find other options if you do just a little more searching.
Live life and have fun!
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