The Applicability and Uses of Temporary Car Insurance
It is worth taking out temporary car insurance when you need to use a vehicle for a very short period of time or when you need to give your vehicle to some one for a few days.
One of the many types of auto insurance that has come up is temporary car insurance which provides cover for a very short term.
The question is, considering that you already have a regular term car insurance why would you go for a short term one? Isn't it too much bother to renew your insurance on a short term basis, not to mention the possible added costs? True enough when you consider the usual run of things.
But there are cases and circumstances when temporary auto insurance is quite worth the cost.
Whenever you need to use a particular vehicle for a short period of time then of course it is better to take out temporary car insurance.
Like in the case when you are hiring a car.
Or your auto insurance just expired and you will be selling your car in a few days.
In cases like these it hardly pays to take out a policy for the whole year.
It will be a waste of money and tiresome to boot.
Temporary car insurance on the other hand can be taken for as small a time period as a day.
The maximum coverage period is 28 days.
For any more days you may need to take out another cover.
The temporary car insurance also comes in handy when you have visitors or guests who would require need of your car.
Adding them to your existing policy will be too much bother not to mention the threat that it will be to your no claims bonus in case your car happen to get into an accident.
The short term auto insurance on the other hand will not affect your regular auto insurance at all.
And your no claims bonus will remain intact.
There are other advantages of temporary car insurance.
The policies can be obtained speedily and without much tangles and difficulties.
In fact you could obtain short term auto insurance through the internet or over a phone call.
Adding a visitor to your existing policy is never that easy or that quick.
The cover will be provided instantly.
Hence if you have bought a car and need to cover it for a short period, till you could get your hands on a regular insurance (which takes some time to achieve), then also short term insurance is helpful.
Another advantage is that, this type of auto insurance usually provides comprehensive coverage which means you will get paid if your vehicle get damaged or lost due to accident, theft, attempted theft, or fire.
One of the many types of auto insurance that has come up is temporary car insurance which provides cover for a very short term.
The question is, considering that you already have a regular term car insurance why would you go for a short term one? Isn't it too much bother to renew your insurance on a short term basis, not to mention the possible added costs? True enough when you consider the usual run of things.
But there are cases and circumstances when temporary auto insurance is quite worth the cost.
Whenever you need to use a particular vehicle for a short period of time then of course it is better to take out temporary car insurance.
Like in the case when you are hiring a car.
Or your auto insurance just expired and you will be selling your car in a few days.
In cases like these it hardly pays to take out a policy for the whole year.
It will be a waste of money and tiresome to boot.
Temporary car insurance on the other hand can be taken for as small a time period as a day.
The maximum coverage period is 28 days.
For any more days you may need to take out another cover.
The temporary car insurance also comes in handy when you have visitors or guests who would require need of your car.
Adding them to your existing policy will be too much bother not to mention the threat that it will be to your no claims bonus in case your car happen to get into an accident.
The short term auto insurance on the other hand will not affect your regular auto insurance at all.
And your no claims bonus will remain intact.
There are other advantages of temporary car insurance.
The policies can be obtained speedily and without much tangles and difficulties.
In fact you could obtain short term auto insurance through the internet or over a phone call.
Adding a visitor to your existing policy is never that easy or that quick.
The cover will be provided instantly.
Hence if you have bought a car and need to cover it for a short period, till you could get your hands on a regular insurance (which takes some time to achieve), then also short term insurance is helpful.
Another advantage is that, this type of auto insurance usually provides comprehensive coverage which means you will get paid if your vehicle get damaged or lost due to accident, theft, attempted theft, or fire.
Source...