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Personal Finance : Business & Finance

What Does the Executor of an Estate in Pennsylvania Do?

In the Commonwealth of Pennsylvania, an executor is referred to as a personal representative. The person or entity named in the decedent's will has a fiduciary duty to the estate, and once appointed, is responsible for estate administration. The role of personal representative may be difficult and t

What Is ACH Debit?

ACH stands for automated clearing house, which is a network that electronically processes money. An ACH debit is an electronic means to make and receive payments. ACH debits are used by consumers and businesses.

How to Calculate Gain on Matured CD

A certificate of deposit (CD) is an account offered by banks and other financial institutions that entices customers with a higher interest rate in exchange for keeping the money in the CD for a specified period of time. To calculate how much you will have earned when the CD matures, you need to kno

How do I Open a Basic Bank Account Online?

Online banking has become accessible to most consumers since the 2000s, and opening a new basic bank account online is no exception. Most major banks have websites that allow you to open personal checking or savings accounts through the web. The details vary slightly from bank to bank but the proces

Social Security College Benefits for Dependents

The Social Security Administration does not offer specific college benefits for dependents. However, if your dependents qualify for benefits, they may use the money to pay tuition and college expenses. Children of retired, disabled or deceased parents may qualify for Social Security benefits. Contac

Is It Legal to Reduce Work Hours to Keep From Paying Unemployment in Indiana?

An employer in Indiana may legally reduce an employee's hours if he does not have enough work available to justify hiring the employee full time. This does not necessarily stop the employer from paying unemployment, however; if you receive a drastic cut in pay for reasons beyond your control, you ca

Can I Go Back to College and Get Financial Help if I Dropped out?

People go back to college for an array of reasons, among them the desire to enhance their professional credentials, boost their position on their employer's pay scale or simply to finish an uncompleted project. Dropping out of college once will not automatically bar you from returning. Investigate a

How to Identify an IRA Account

Individual Retirement Accounts (IRAs) are structured to save taxes for investors while accumulating assets for retirement and then provide supplemental income after age 59 1/2. The Internal Revenue Service (IRS) allows many different types of investments within the IRA structure including bank accou

Are Temporary Workers Allowed Unemployment Benefits?

Temporary work is often a bridge for unemployed people or a toe-hold for new graduates into the marketplace. The nature of the work means that temporary workers often lose their jobs. Sometimes the length of time between jobs is longer than a worker expects. More than 2.2 million people were employe

Wealth: Are You Missing Pieces of the Puzzle?

Have you done all you can to change your financial situation, yet still find yourself in a hole? Do you feel like you're missing a piece of the puzzle, and you're not sure where to ...

How to Wire Money From a Checking Account

Maybe a close friend needs a helping hand, or perhaps your son has to purchase textbooks for a last-minute class he squeezed into with the professor's approval. Whatever the circumstance, sometimes waiting a few days to get money is not an option. Learn how to wire money from a checking account and

Retirement Needs Analysis

The old saying, "it's later than you think," is especially true when it comes to making plans now for future retirement. According to a July 2010 update from Employee Benefit Research Institute's trademarked EBRI Retirement Readiness Rating, almost half of early Baby Boomers, people born between 194

How to Save Money at a Department Store

You do not have to pay full price at a department store. You can get quality merchandise at a fraction of the cost. Shopping at a Department store can allow you to save your money and put it towards other items or stretch your dollar. Here are some ideas about how to save money at your favorite

Common Mistakes In Dealing With A Collection Agency

Sometimes, for whatever reason, you are unable to fulfill your commitment in paying back a loan. After the creditor has been calling you for months in an futile attempt to collect a debt, the both ...

Tier III & IV Emergency Unemployment Compensation (EUC) Benefits in Massachusetts

High unemployment over the past several years has forced many Massachusetts workers to scramble for a limited number of jobs. Emergency Unemployment Compensation (EUC), a federal program, extends workers' eligibility for unemployment benefits as a way of helping them maintain some form of income whi

How Do I Use a Debit Card at an ATM?

Automated Teller Machines, or ATMs, have become common throughout the world, and most banks automatically issue ATM cards to account holders. These are sometimes called debit cards because they automatically tie ATM transactions to the card holder's bank account. To use one, the user needs a passwor

Household Bank Account Information

Household Bank, which is also often referred to as Household Finance, is the credit financing arm of HSBC bank, a British bank. Household Bank was founded in 1865 and provided community-friendly, local credit financing to those with less-than-perfect credit. The company was purchased by HSBC bank in

How to Make Money With PayPal Payments

You can use the PayPal debit MasterCard to pay for purchases and get money back on those purchases. The PayPal Preferred Rewards program gives you one percent cash back on all purchases that require a signature with your PayPal debit card as of October 2010. To start earning money back you must be a