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Auto Insurance & Registration : Insurance

California Car Insurance Rules

Written proof of auto insurance coverage is mandatory in California.car image by Warren Millar from Fotolia.comIn California, proof of auto insurance is mandatory for all operational motor vehicles, and it's required that such proof be kept in the insured vehicle at all times. And since...

How to Reduce UM/UIM on Commercial Auto Policies

Automobile liability insurance pays claims against the insured driver for property damage or personal injury. Motorists in all states must have this insurance. Despite the law, you or your passengers or employees can become victims of an automobile accident caused by uninsured drivers. Uninsured and

Definition of Auto Liability Insurance

Car accidents occur daily and auto insurance without liability coverage could cause financial hardship for an insured driver. Auto insurance including liability coverage for bodily injury and property damage is a first line of defense against such a hardship. Find out your state’s requirements

California Auto Insurance Death Benefits

Death benefit payout amounts can vary from company to company in California.Coche accidentado image by quicolopez from Fotolia.comUnder California law, all licensed motorists must have insurance on their vehicles in the event of a fatal accident. The minimum insurance amount a motorist...

Car Accident Legal Advice

Car accidents can be traumatizing events even if there are no serious injuries involved. Although it can be challenging, you need to stay calm to make sure that you collect information from the other driver or drivers, accurately record your statement of what occurred, and provide aid to anyone who

How to Tie a Christmas Tree to the Roof of a Car With No Rack

Dealing with insurance companies and car repairs could really dampen your holiday spirit, so avoid any unfortunate incidents while transporting the Christmas tree of your dreams home for the holidays. Once you pick out the perfect Christmas tree, secure it correctly to your car so you do not lose it

How Does Comprehensive Car Insurance Work?

Comprehensive Car Insurance LimitWhen you buy comprehensive car insurance you must first designate an amount you wish to be covered for. This is usually $100,000.00 but can be more or less depending on your needs. The amount is often listed as property damage on an auto insurance policy...

Massachusetts State Auto Inspection Requirements

Taillights and brake lights are checked during the annual car inspection required by the state of Massachusetts.Close up detail of a classic car at a car show image by Rob Hill from Fotolia.comThe state of Massachusetts requires that automobiles registered in the state be inspected once a...

What Is Liability Car Coverage?

You are required to have car insurance if you drive a car in the U.S. The liability coverage in the policy covers the expenses for the other person's bodily injuries, vehicle and property damage up to the limits stated in the policy. It is the minimum insurance required for you to operate your vehic

How Does Auto Rental Reimbursement Work on an Auto Insurance Policy?

Auto rental reimbursement provides financial protection to a driver who needs a vehicle when his car is damaged in an accident or in the shop for mechanical repairs. Rental reimbursement is an additional feature that a driver may never need. However, it can save a driver some money if an accident or

The Average Cost of Car Insurance in Michigan

Insuring a car in Michigan is more expensive than the national average, but as in most states, motorists are legally required to have insurance. Being aware of the average cost of Michigan car insurance can be helpful when searching for a new policy.

How Does Car Insurance Work in an Accident?

Car insurance is the one aspect of an auto accident that consumers generally don't understand. From deductibles to the written contract, consumers normally get confused on how car insurance applies to an actual wreck. As a result, several myths exist about it. However, experts in the...

How to Negotiate for Car Discounts

When you set out to purchase a new or used vehicle from an accomplished salesperson, you should keep two important facts in mind: 1. The advertised or posted price is usually higher than what the seller hopes to receive, because some buyers want to bargain. 2. The average buyer generally pays more t

How to Calculate a Deductible for Car Insurance

Calculating a deductible for car insurance should be an easy process. It should simply be the amount listed on your auto policy. Right? Wrong! Besides the fact that two different deductibles apply for both collision and comprehensive coverage, different scenarios in regards to a car accident can inc

How to Get Car Insurance for Driving a Company Car for Personal Use

If you are driving your company's car for personal use you must ensure that you have the right kind of insurance coverage. Most companies cover you if you drive the car for work purposes, but this may not be the case for personal use. Depending on the arrangement you have with your employer, you may

Car Insurance Options for Drivers

There are many options for car insurance for drivers and vehicle owners. At the very least, most states require motorists to have liability or bodily injury insurance, which covers the other driver and passengers if a motorist is found to be at fault. States that do not require liability coverage h

How to Transfer Safeco Auto Insurance to a New Car

You can transfer your Safeco Insurance policy to a new vehicle just by calling the main Safeco phone number or your agent. If you are buying your vehicle from a dealership, the dealer should handle the insurance transfer for you. If you are buying from a private seller, check with Safeco Insurance b

How to Compare Car Ratings

There are a variety of websites dedicated to educating the car-shopping consumer; even the government provides test results and safety ratings online. Access and review ratings from different sources before test-driving a vehicle to make sure it fits all of your needs.

How to Settle Your Own Insurance Claim

No matter what kind of claim you are trying to settle, the rules are basically the same. This article, however, is about motor vehicle accidents.