Sooner or later, the time will come to renew your car insurance.
A lot of people, an estimated 23% of all car owners, just live with the quote and remain with their current insurer.
What often happens is that the premium increases, often by 5 to 10 per cent, over the insurance cost of the previous year.
People are put-off by the hassle of calling around locally and sometimes it just doesn't seem worth it.
Every ad in the yellow pages begins to look the same as the next.
It's very time consuming making all of those phone calls, thumbing through the yellow pages trying to discern one insurance company from the next, or even worse, driving around town wasting gas or wearing out your shoe-leather.
In addition to this, insurance companies offer the best rates to new customers, in order to gain their business.
Existing clients generally stay with their current insurer anyways, so why bother giving them a discount? This is where shopping for the best insurance deal online comes in handy.
It can really save you a lot of time, money and effort.
Did you realize that you could save $100 or even more on your policy by shopping online? Many companies even offer an additional online discount.
It is estimated that more than 2.
25 million car owners purchase their car insurance on the internet currently.
The internet is fast, convenient and easy to use.
Internet sales of auto insurance are growing amazingly fast.
Auto insurance companies really want your business so you will find that the pricing is extremely competitive in order to win you over.
There are hundreds of car insurance companies with an online presence creating strong competition in the industry.
Prices have been holding steady and in some cases, decreasing over the past year or so.
There are several ways to shop effectively for car insurance online.
You can visit the individual insurers websites if you like your current insurer.
Or you can go to websites that give you quotes from different companies in order to make price comparisons.
There are websites that you can use to recommend specific insurance companies based on different types of drivers.
For example.
younger drivers, high risk drivers, experienced older drivers or female drivers.
One of the biggest benefits of shopping online are the instant results and instant quotes that you will receive.
You can gain an unbelievable amount of advice and information to help you make a decision.
Typically, you will be asked to fill in a simple form for your relevant details.
Usually you will provide information on the number of years you've been driving, whether or not you have had any driving convictions, the number of years driving with no claims, etc.
It only takes a couple of minutes instead of the hours or days spent searching locally.
The questions are easily answered.
Most of the information you need will be on your old renewal notice.
By shopping online, you will find new categories of insurance and new convenient options coming on to the market.
Different types of payment plans are now available as well as money-saving multi-car policies.
These used to be difficult to obtain unless you were in the auto trade.
Now is a great time to re-assess what is available in the car insurance line and get updated on the latest offerings.
A short time browsing the internet can save you a lot of time, money and effort and can get you thinking along the right lines.