The insurance industry does give special recognition to women drivers.
This is a reward because women make up a group that presents very few claims to insurance companies.
This is a trend that has happened year after year.
Therefore, insurance companies have statistics in black and white to prove that women drivers are a low risk group and are entitled to female car insurance at a lower premium.
It would be accurate to say this is somewhat hard for men to swallow.
There is always talk of favoritism towards the fairer sex but the insurance industry is worth billions of dollars and they want clients who are a low risk.
It just so happens that women make up such a group and it can be proved.
The industry would love to give men drivers the same reward but their behavior simply does not warrant it.
The fact is that women are cautious when driving and men are not.
It would only be fair to point out that on average women do not drive as many miles as men do.
This could be a reason as to why women have less accidents and mishaps when driving.
Another reason may be that women very often ferry about a family's most treasured possessions, the kids.
Whatever the reason for women being a low risk to insurance companies they are entitled to female car insurance at a special rate.
It is hoped that men will follow suit in order to get the same benefits.
Female car insurance should be regarded as a family asset rather than as a sense of annoyance to men drivers.
The fact that your wife can lower the household expenses because she can get a more cost effective car insurance is a benefit and especially in these times of financial stress.
Why not take a look at online quotes and compare how much you can save with insurance for a woman driver.