A lot of people get negative information about auto insurance and just accept it as it is.
Most of these information are not true.
To be sure that the information you are getting about auto insurance is true, try to do some investigations yourself.
Let's see some of them.
Even though insurer include new automobiles in existing policies, you may not get an automatic inclusion of your new car in your policy.
Your insurer needs to be informed first before doing so.
Believing that every state makes it compulsory for all car owners to have liability insurance might not be a very correct information.
Having said this, it is a wise suggestion which explains why some states would insist on your getting one.
Your premium would be increased if another driver get involved in an accident with your car.
This would affect your policy.
The fact that it is named a no fault insurance policy does not mean that when you are involved in an accident that is not your fault, it would not affect your policy.
It would be because your insurer would pay for the damages which means you will get a raise in your premium.
Seniors and teens pay higher premiums than males under 25 years because they stand a greater risk of having an accident.
If you use your car for just domestic purposes only do let your insurer know about it as this can impact on the rates you pay.
Damages caused by natural problems like rain or storm will not be taken care of by your collision policy.
Only accidents involving you and another car or theft or hitting a person.
Colors only make your car look nice, it has nothing to do with your auto insurance.
All of the above are points to note.
However, always know that comparing quotes are a very important part of getting lower rates.