Insurance Company Review
It's very important to choose an insurance company you know will offer you the best service available.
It can be important to read reviews and study other people's experiences with a company to be sure they are likely to offer you the same service.
One mistake I made was to just choose the insurance company my family has always been with.
They haven't had any major accidents so testing our companies service has never been put to the test.
I have been with 5 different insurance companies since I first got my drivers license.
The cost:benefit ratio is something everyone should consider.
Of course you want the cheapest insurance you can get, but rarely do you get good service for this.
On average, you pay for what you get.
If everyone else covers you for $100 a month, but you found someone who is willing to only charge you $50, then it's possible their quality is half as good as the other guys.
Why is this important? If you wreck a car, the amount you get for that car needs to be as high as possible.
Rarely do people get a great value from wrecking their car.
Everyone takes a financial hit.
Make sure you don't invest too much money into after market parts.
Any insurance agent will tell you it probably isn't covered by your insurance, and therefore if you get in a wreck you have to eat the loss caused to your after market add-ons.
If you do get in a car wreck and make a claim for it, make sure you have enough cash to cover your deductible.
A common mistake will be to just assume an accident will never happen to you.
If your deductible is over $500 it might be hard to cover everything, and if your car isn't totaled you might be driving around a nasty, dented car for a long time.
Calling around for insurance quotes has become quite effective in the modern day.
They know exactly what you will be charged if you were to sign up right then and there, except it's just a quote so you can compare.
don't trust anything that says "our competitor would charge you for this".
Routine car maintenance and good driving can also help get you the most money after a car wreck.
Having a scratch, sunspots, or a broken part on a car can severely hurt how much money they would offer you in a settlement over a wreck.
Something that would cost you 25$ to repair could end up taking $300 off the offer.
Most importantly ask around, search online, and try to find experiences that real people have had with the insurance company you are with or considering.
Really get to know how others have been treated, good or bad.
It can be important to read reviews and study other people's experiences with a company to be sure they are likely to offer you the same service.
One mistake I made was to just choose the insurance company my family has always been with.
They haven't had any major accidents so testing our companies service has never been put to the test.
I have been with 5 different insurance companies since I first got my drivers license.
The cost:benefit ratio is something everyone should consider.
Of course you want the cheapest insurance you can get, but rarely do you get good service for this.
On average, you pay for what you get.
If everyone else covers you for $100 a month, but you found someone who is willing to only charge you $50, then it's possible their quality is half as good as the other guys.
Why is this important? If you wreck a car, the amount you get for that car needs to be as high as possible.
Rarely do people get a great value from wrecking their car.
Everyone takes a financial hit.
Make sure you don't invest too much money into after market parts.
Any insurance agent will tell you it probably isn't covered by your insurance, and therefore if you get in a wreck you have to eat the loss caused to your after market add-ons.
If you do get in a car wreck and make a claim for it, make sure you have enough cash to cover your deductible.
A common mistake will be to just assume an accident will never happen to you.
If your deductible is over $500 it might be hard to cover everything, and if your car isn't totaled you might be driving around a nasty, dented car for a long time.
Calling around for insurance quotes has become quite effective in the modern day.
They know exactly what you will be charged if you were to sign up right then and there, except it's just a quote so you can compare.
don't trust anything that says "our competitor would charge you for this".
Routine car maintenance and good driving can also help get you the most money after a car wreck.
Having a scratch, sunspots, or a broken part on a car can severely hurt how much money they would offer you in a settlement over a wreck.
Something that would cost you 25$ to repair could end up taking $300 off the offer.
Most importantly ask around, search online, and try to find experiences that real people have had with the insurance company you are with or considering.
Really get to know how others have been treated, good or bad.
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