Requirements For Car Insurance In Arizona
Just like any other state, Arizona has its minimum auto insurance requirements. If you just moved into Arizona and you need to get an auto insurance quote, you first have to check the minimum requirement.
In all states, you need to get auto insurance quote before you can drive a car. Auto insurance serves as a safety net against financial disaster in case of a driving accident. Auto insurance gives a financial assistance that will cover the costs of damage inflicted during the accident. Thus, the driver or car owners need not worry about paying for the damages. Usually the state will require you to get the minimum auto insurance coverage. It will only cover damages that you cause other people, if the accident is your fault. This includes damage to property and bodily injuries liability coverage.
In Arizona, the state requires minimum of $10,000 for damage to property liability. This will cover all the possible damages to property - moving vehicles, stationary objects such as fence, walls, posts and the like. While the bodily injury liability the minimum requirement is $15,000 per person. This covers all the medical expenses from first aid on the scene of the accident up to the recovery medicines.
In case the amount of the damage exceeds the maximum insurance coverage, you will need to pay the cost from on your own money. Therefore, it is necessary for you to assure that you have enough liability coverage on your insurance.
The state law also requires you to keep proof of your insurance inside your car. It is like a driver's license, you cannot drive your car without it. While driving, a law officer might command you to pull over and ask about your auto insurance. You cannot just say that you have auto insurance, without showing proof. A proof of insurance is where the details about the insurance company. In case of emergency, the Arizona state law requires validation of your insurance.
Failure to follow such rules will fine you up to about $250.
Arizona state auto insurance law is almost the same with other states. However, it is still necessary to comply with the minimum requirements. Your failure to comply could lead you to getting fines, suspension of your driver's license, as well as imprisonment.
So you really have to follow the rules. Besides, it is now easy with online auto insurance companies selling auto insurance quotes online.
In all states, you need to get auto insurance quote before you can drive a car. Auto insurance serves as a safety net against financial disaster in case of a driving accident. Auto insurance gives a financial assistance that will cover the costs of damage inflicted during the accident. Thus, the driver or car owners need not worry about paying for the damages. Usually the state will require you to get the minimum auto insurance coverage. It will only cover damages that you cause other people, if the accident is your fault. This includes damage to property and bodily injuries liability coverage.
In Arizona, the state requires minimum of $10,000 for damage to property liability. This will cover all the possible damages to property - moving vehicles, stationary objects such as fence, walls, posts and the like. While the bodily injury liability the minimum requirement is $15,000 per person. This covers all the medical expenses from first aid on the scene of the accident up to the recovery medicines.
In case the amount of the damage exceeds the maximum insurance coverage, you will need to pay the cost from on your own money. Therefore, it is necessary for you to assure that you have enough liability coverage on your insurance.
The state law also requires you to keep proof of your insurance inside your car. It is like a driver's license, you cannot drive your car without it. While driving, a law officer might command you to pull over and ask about your auto insurance. You cannot just say that you have auto insurance, without showing proof. A proof of insurance is where the details about the insurance company. In case of emergency, the Arizona state law requires validation of your insurance.
Failure to follow such rules will fine you up to about $250.
Arizona state auto insurance law is almost the same with other states. However, it is still necessary to comply with the minimum requirements. Your failure to comply could lead you to getting fines, suspension of your driver's license, as well as imprisonment.
So you really have to follow the rules. Besides, it is now easy with online auto insurance companies selling auto insurance quotes online.
Source...