More Than Insurance - How to Get Extra Perks From Auto Coverage Brokers
As you search for the best automobile coverage that is right for you be mindful of opportunities to save money and get perks.
In an industry where there are tons of agencies and brokers jockeying for position, you as the consumer will always come out ahead because your business will be very important to any company that gets it.
At some point the whole vehicle coverage shopping experience becomes about more than insurance and more about intangibles that you can receive as a result of diligent pursuit of the right situation.
When looking to find the right coverage for your auto fleet you must put your situation in the best position to receive discounts.
This means that you should be doing the things that insurers favor in order to qualify for discounts.
You could take steps such as taking a state-approved defensive driving course.
If you are able to present a certificate of completion from the right course then you will immediately qualify for a discount of up to 25%.
You could also make sure your vehicles are equipped with the latest in safety features such as airbags, mechanized seatbelts, anti-lock brakes, and daytime running lights.
Insurers like to know that you have such features in your cars and will reward you accordingly.
If you are able to get this part of the deal squared away then you will be able to get more than auto insurance from a provider.
When I drive around my city I always see offices for new insurance brokers popping up.
These brokers are usually not affiliated with one company, but instead, they have the ability to work with all the major insurers as well as some that you may have never heard of.
This puts you at an advantage as the consumer because your opportunity to get more than car insurance out of these brokers increases because they are looking to grow their business.
Some of these independent insurance brokers offer perks just to get you in the door of their offices.
I have seen new brokers do grand openings where they offer tickets to the movies or to the local theme park to the first 25 people that walk through the door.
They do this because they feel that if you are there then you are probably in the market for insurance coverage and the likelihood of them selling you a policy increases because of your interest.
And if you are in the market to get coverage then it is only smart to get something that is more than insurance.
A good way to make sure you get some of the perks offered by independent brokers is to take a trip around your city to find all the brokers you can.
Don't visit the offices that have the name of a big insurance company on the front.
Instead, visit the small mom and pop shops that have a name like "ABC Insurance" or "Bob's Insurance Co.
".
Don't be afraid to ask them about any special promotions they may be running.
You can usually find an experience that offers you something more than insurance and by searching for these types of brokers exclusively you will be able to come out ahead by getting the perks that comes along with potentially being their customers.
In an industry where there are tons of agencies and brokers jockeying for position, you as the consumer will always come out ahead because your business will be very important to any company that gets it.
At some point the whole vehicle coverage shopping experience becomes about more than insurance and more about intangibles that you can receive as a result of diligent pursuit of the right situation.
When looking to find the right coverage for your auto fleet you must put your situation in the best position to receive discounts.
This means that you should be doing the things that insurers favor in order to qualify for discounts.
You could take steps such as taking a state-approved defensive driving course.
If you are able to present a certificate of completion from the right course then you will immediately qualify for a discount of up to 25%.
You could also make sure your vehicles are equipped with the latest in safety features such as airbags, mechanized seatbelts, anti-lock brakes, and daytime running lights.
Insurers like to know that you have such features in your cars and will reward you accordingly.
If you are able to get this part of the deal squared away then you will be able to get more than auto insurance from a provider.
When I drive around my city I always see offices for new insurance brokers popping up.
These brokers are usually not affiliated with one company, but instead, they have the ability to work with all the major insurers as well as some that you may have never heard of.
This puts you at an advantage as the consumer because your opportunity to get more than car insurance out of these brokers increases because they are looking to grow their business.
Some of these independent insurance brokers offer perks just to get you in the door of their offices.
I have seen new brokers do grand openings where they offer tickets to the movies or to the local theme park to the first 25 people that walk through the door.
They do this because they feel that if you are there then you are probably in the market for insurance coverage and the likelihood of them selling you a policy increases because of your interest.
And if you are in the market to get coverage then it is only smart to get something that is more than insurance.
A good way to make sure you get some of the perks offered by independent brokers is to take a trip around your city to find all the brokers you can.
Don't visit the offices that have the name of a big insurance company on the front.
Instead, visit the small mom and pop shops that have a name like "ABC Insurance" or "Bob's Insurance Co.
".
Don't be afraid to ask them about any special promotions they may be running.
You can usually find an experience that offers you something more than insurance and by searching for these types of brokers exclusively you will be able to come out ahead by getting the perks that comes along with potentially being their customers.
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